Scott Metzner

Emily Wetter is a CFP® and holds a Series 66 license with five years of industry experience. She is the principal of LOTV Planning & Consulting and has prior experience at firms including Morgan Stanley and Schwallier Wealth Management LLC. Outside of investment advising, she is involved with Monoceros Consultants LLC, a tax planning business, and works with Holistiplan LLC, a company providing advanced planning software solutions. LOTV Planning & Consulting offers financial planning, investment consultation, and portfolio monitoring services primarily to individual and high-net-worth clients. The firm provides tailored written plans and advice across various financial topics, emphasizing a consultative approach with individualized asset-allocation guidance and ongoing client reviews without discretionary asset management.

Ryan Mc Neill is a financial advisor at Insight Folios with eight years of industry experience. He holds a Series 65 designation and has worked at Legacy Life Financial, Insight Folios, Brookstone Capital Management, and Great Lakes Insurance. In addition to his advisory role, he is an insurance producer involved in the sale of life and health insurance and annuity products. Insight Folios provides portfolio management and financial planning services primarily for individual and high-net-worth clients, as well as ERISA plan consulting and participant advisory services. The firm serves other registered investment advisers through sub-advisory relationships and employs a team-based approach supplemented by proprietary planning software and artificial intelligence tools.

Michael Glenn is a CFP® with 25 years of industry experience, currently serving at Mariner Independent. His prior roles include positions at Huntington National Bank and Oppenheimer & Co Inc. He operates Sterling Private Wealth, offering investment services through the Mariner platform. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, model portfolios, and access to third-party managers, supported by integrated institutional and retirement plan resources.

Christine Newberry is a financial advisor at Mariner Independent with a Series 65 designation and over 20 years of experience, including a long tenure at Huntington National Bank. She has been affiliated with Mariner Platform Solutions and Sterling Private Wealth since 2025. Mariner Independent offers investment advisory, financial planning, and consulting services to individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides access to model portfolios, third-party managers, and retirement plan services, supported by institutional resources and affiliated private funds.

Bailey Spencer is a financial advisor at SPC with a Series 66 designation and five years of industry experience. Prior to joining SPC, Spencer worked at Rei and LAZ Parking, among other roles. Outside of advising, Spencer also works part-time as a food delivery driver for Door Dash. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services, employing discretionary and nondiscretionary management strategies tailored to client needs.

Todd Shivers is a financial advisor with SPC based in Lakeport, MI, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 25 years of industry experience, including over two decades with SPC and its affiliate Sigma Financial Corp. Outside of his advisory role, he serves as president of Todd Shivers Financial Services, Inc., which focuses on the sale of life, health, long-term care insurance, and annuities. SPC serves a diverse client base including individuals, high-net-worth households, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, utilizing a range of discretionary and nondiscretionary strategies supported by a broad network of investment adviser representatives.