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Ryan Garnto

Advisor at Eagle Strategies (NY Life)

Updated today

Location

Albany, GA 31707

Credentials

Series 63, Series 65

Industry experience

11 years

About

Ryan Garnto is a financial advisor with Eagle Strategies (NY Life) based in Albany, GA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. His prior roles include positions at Certa Wealth Strategies, Nylife Securities LLC, and New York Life Insurance Co. Outside of his advisory work, he owns and directs Roundball Round Up, a basketball camp, and serves on multiple nonprofit and alumni boards, including as president of a local Sertoma chapter and as a board member of the Kappa Sigma Alumni Association. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios, operating as a subsidiary of New York Life with approximately $25.4 billion in regulatory assets under management as of December 31, 2024.

Client services

Based on Eagle Strategies (NY Life)

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Eagle Strategies (NY Life)

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities

Occupation focus

Based on Eagle Strategies (NY Life)

Retired Founder/Business Owner Executive

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Fee options

Percentage

$0+: Up to 0.80% annually for Eagle Retirement Plan Consulting Program (CP), fees may be tiered based on asset levels $0+: 0.05% to 0.80% annually for ERISA Investment Manager Program (EIMP), fees may be tiered based on asset levels $0+: 0% to 1.25% annually for Co-Advisory Program (fees are negotiable and charged in addition to Co-Adviser fees) $25,000+: 0% to 1.00% annually for New York Life Premier Advisory Variable Annuity (Advisory VA), fee applies only during accumulation phase

Commissions

IARs receive commissions for insurance, annuities (except Advisory VA), and securities products sold as registered representatives or insurance agents, in addition to advisory fees

Project-based

Hourly fee for advice generally ranges from $100 to $400 per hour, engagements typically not exceeding 12 hours

Subscriptions

Ongoing Subscription Agreement for financial planning services with fees agreed for up to five years, paid annually, monthly or quarterly

Other

Account minimum: $25,000 for the New York Life Premier Advisory Variable Annuity; no minimum for other advisory programs though some third-party managers or co-advisers may have minimums which can be waived or negotiated Minimum fee: Financial planning fees generally range from $500 to $45,000 per plan; financial seminar fees generally range from $35 to $200 per attendee; hourly advice fees generally range from $100 to $400 per hour Fee-only: Financial planning fees, fee-based hourly advice, and financial seminar fees as noted under minimum_fee

Location

2425 Westgate Drive, Suite 121

Albany, GA 31707

Most active in

Georgia

Work history

Garnto Financial Group LLC d/b/a Garnto Financial Group

2021 - Present (5 years)

Eagle Strategies (NY Life)

2021 - Present (5 years)

Certa Wealth Strategies, LLC

2017 - 2018 (1 year)

Nylife Securities LLC

2013 - Present (13 years)

New York Life Insurance Co

2013 - Present (13 years)

Roundball Round Up

2002 - Present (24 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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