Advisor at OSAIC Institutions, INC.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
OSAIC Institutions, INC.
Location
Milaca, MN 56353
Credentials
Series 66
Industry experience
25 years
Ryan Finc is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and 25 years of industry experience. He has been with infinex Investments, Inc. since 2016 and briefly worked at Essex in 2016. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a range of advisory and brokerage services. The firm provides customized financial planning, ERISA plan services, wrap fee programs, access to alternative investments, and lending and cash-management options, primarily through a network of investment adviser representatives.
Based on OSAIC Institutions, INC.
Based on OSAIC Institutions, INC.
Fixed or flat fees for financial planning and consulting services up to $20,000; ERISA plan fixed fees up to $100,000
$0+: Negotiable up to 2.50% maximum annually for customized advisory services $0+: Up to 1.25% for ERISA plan services (negotiable) $0+: Up to 1.25% for retirement plan services (negotiable)
Commissions earned on securities and insurance products sold; trail fees may offset advisory fees on annuities; structuring fees up to 0.65% on structured products
Financial planning and consulting hourly fees generally range from $50 to $750 per hour; ERISA plan hourly fees up to $300 per hour
Fee-only: Financial planning hourly fees range from $50 to $750 per hour; fixed fees up to $20,000 depending on complexity; ERISA plan hourly fees up to $300 per hour; fixed fees up to $100,000 for ERISA plans
400 3rd Ave Sw
Milaca, MN 56353
Minnesota
infinex Investments, Inc.
2016 - Present (10 years)
Essex
2016 - 2016 (1 year)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
CFP®
Milaca, MN
Calibration Financial
Professionally, I believe everyone should understand their finances from a high level, so we start there when building your plan before getting particular on each important topic. With industry experience since 2015, paired with multiple designations and licenses, my role as your personal financial guide is to bring clarity and purpose to your finances. I meet you where you are experientially and want to be the person you think of before you make big decisions, which aren’t always financial. Personally, I’m a husband, a father, a believer, a volunteer, and an adventurer! I live in a small town in East Central Minnesota with my wife and 3 young boys. We spend as many days in the summer outside mountain biking, hiking, camping and exploring. When the winter months keep us cooped up, I am able to dedicate more time to the numerous organizations I volunteer with - it’s a lot, but it’s just a part of giving back in a small community.
Series 66
Princeton, MN
Edward Jones
CFP®, Series 66
Princeton, MN
Edward Jones
Series 63, Series 65
Foley, MN
LPL Financial
Series 63, Series 65
Foley, MN
LPL Financial
Series 66
St Cloud, MN
UBS Financial Services
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")