Ryan Brophy

Joseph O'Haver is the principal of O'Haver Wealth Management, LLC in Newark, NY, with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sagepoint Financial, Inc. and IBN Financial Services, Inc. in addition to his own firms. Outside of investment advisory, he operates O'Haver Financial, LLC, providing tax preparation, payroll processing, and insurance sales services. O'Haver Wealth Management, LLC offers portfolio management and financial planning to individuals, high-net-worth clients, charitable organizations, and corporate entities. The firm uses client-specific Investment Policy Statements and a combination of charting, fundamental, quantitative, and technical analysis to tailor asset allocation and security selection, focusing on mutual funds, fixed income, ETFs, annuities, and private placements.

Michael Douglass is an investment advisor with FSP Advisors, Inc., holding Series 65 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Leigh Baldwin & Co., LLC, Davie Kaplan, CPA, P.C., and several affiliated firms dating back to 2001. In addition to his advisory work, he owns and operates a CPA firm. FSP Advisors, Inc. is a small team managing approximately $32.6 million for around 233 clients, offering portfolio management, modular financial planning, and pension consulting services. The firm provides both discretionary and non-discretionary management, emphasizes client suitability, and integrates third-party manager referrals and participant education into its service model.