Ronald Reale

John Moss is a CFP® with 23 years of industry experience and the principal of JTM Wealth Management, Inc. in Windham, NY, where he has worked since 2016. Prior to that, he held roles at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also a licensed CPA and provides tax preparation and accounting services through his own practice. JTM Wealth Management, Inc. is an independent, single-advisor firm serving individual clients with discretionary portfolio management and written financial planning. The firm employs a long-term, Modern Portfolio Theory–based approach using diversified, model-based portfolios aligned with client risk tolerance and objectives.

Michael Margarites is a CFP® professional with 39 years of industry experience. He has been with Fahnestock & Co. Inc. since 2003 and is currently affiliated with Oppenheimer. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment vehicles to meet client objectives.

Erik Damers is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 19 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 10 years before joining Cambridge in 2024. Outside of advising, he is an independent insurance agent for various agencies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, portfolio management, and retirement plan advisory services through a large network of independent professionals using multiple account platforms and third-party strategists.

George Telles is a financial advisor with LPL Financial, holding a Series 63 designation and 38 years of industry experience. He has been with LPL Financial and its predecessor firm since 1991. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of financial solutions supported by in-house research and model portfolios, delivered through a large network of investment adviser representatives.