Robert Winters
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Robert Winters is a financial advisor at Cetera with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Thrivent Financial and in chiropractic practice. Winters also serves as a Staff Sergeant in the US Army Reserve. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services supported by various model portfolios and program options.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
4701 Stacy Ann Dr Nw
Bemidji, MN 56601
Most active in
Robert W has reported serving >5 clients in these states in the last 12 months.
Minnesota
Work history
Cetera
2025 - Present (1 year)
Cetera Financial Specialists LLC
2025 - Present (1 year)
Thrivent Financial
2025 - 2025 (1 year)
Thrivent Financial
2024 - 2025 (1 year)
Thrivent Investment Management Inc
2024 - 2025 (1 year)
Unbound Potential Chiropractic
2024 - 2024 (1 year)
Lavallee Chiropractic
2022 - 2024 (2 years)
USAR
2019 - Present (7 years)
US Army
2019 - 2022 (3 years)
Walmart
2019 - 2020 (1 year)
Sherman College of Chiropractic
2015 - 2019 (4 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Scott W
Series 66
Bemidji, MN
Sutterfield Financial Group, Inc.
Jacob B
CFP®
Bemidji, MN
Evexia Wealth, LLC
Tabitha L
Series 65
Bagley, MN
The Fiduciary Alliance
Nancy M
Series 66
Bemidji, MN
Ascentis Independent Advisors, LLC
Michael H
Series 63, Series 66
Bemidji, MN
Focus Financial
Craig C
CFP®, Series 66
Bemidji, MN
Edward Jones
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