Advisor at Sursum Financial LLC
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Firm
Sursum Financial LLC
Location
Madison, CT
Credentials
CFA®, Series 63, Series 65
Industry experience
5 years
Richard Kos is a CFA® charterholder and registered investment adviser with five years of industry experience. He is the president of Kos Consultants, an educational institutional consulting and marketing services firm unrelated to securities, which he has operated since 2007. Kos serves as the sole advisor at Sursum Financial LLC, based in Madison, CT. Sursum Financial is a single-advisor independent firm providing discretionary and non-discretionary asset management, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, business owners, family offices, and select institutional and charitable organizations. The firm combines proprietary and third-party research, typically favoring a longer-term buy-and-hold approach while allowing tactical adjustments, and offers performance-based fee arrangements to qualified clients.
Based on Sursum Financial LLC
Based on Sursum Financial LLC
$1,000 to $15,000 for financial planning services, based on complexity and client needs
0.50% to 1.50% annually, based on several factors including assets under management and complexity
$250 per hour for financial planning services
10% to 30% of investment gains annually for qualified clients with at least $1,100,000 under management or $2,200,000 net worth, subject to high-water mark and 5% hurdle rate
Account minimum: $1,000,000
Madison, CT
Connecticut
Kos Consultants
2007 - Present (19 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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