Preston Sharp

Nicholas Phelps is a CFP®-certified financial advisor at Phelps Financial Advisors with 15 years of industry experience. He has operated his independent advisory firm since 2011, serving clients from State College, PA. Phelps Financial Advisors provides comprehensive, fee-only financial planning to individuals and families, including high-net-worth clients and small business owners. The firm emphasizes fundamental analysis and strategic asset allocation with a long-term, buy-and-hold approach, focusing on low-cost mutual funds and ETFs, and uses an hourly, fixed-fee, or retainer billing model without asset-based fees or commissions.

Nyi Htoon is a CFA® charterholder and the sole advisor at Step Forward Financial in Lewistown, PA, with one year of experience at the firm and a decade of prior experience at Prudential Financial. He manages a family partnership that oversees investments for his and his siblings' families without compensation. Step Forward Financial provides financial planning and investment consultation services focused on advice rather than discretionary management, serving individuals and families with recommendations centered on low-cost index funds and ETFs. The firm’s approach involves a holistic assessment of clients’ financial situations and offers an hourly fee structure without asset-based or performance fees.

Judy Loy is a ChFC® credentialed financial advisor with Nestlerode & Loy, Inc. in State College, PA, bringing 33 years of industry experience. She has been with Nestlerode & Co., Inc. since 1992. Outside of her advisory role, Loy serves as a director for the University Park Plaza Corporation and is a board member of the Mutual Benefit Group Insurance P & C Board of Directors; she also chairs the Centre County Hospital Authority. Nestlerode & Loy provides discretionary portfolio management and financial planning services to individual and institutional clients, managing approximately $200 million in assets. The firm employs a “Pay Attention” approach that integrates daily price monitoring, technical analysis, and fundamental research, while customizing accounts to client constraints and offering ESG investment options.

Sean Walker is a Series 65-licensed financial advisor at Abundance Wealth Counselors, LLC with four years of industry experience. Prior to joining Abundance in 2021, he held positions at Hoffman Leakey Architects, SeaWalker Consulting, G.M. McCrossin, and Penn State University. Abundance Wealth Counselors offers private wealth management in a family office setting to individuals and families with significant investible assets, as well as advising retirement plans, businesses, estates, trusts, and certain charitable organizations. The firm employs a globally diversified investment approach using equities, fixed income, mutual funds, ETFs, and hedging strategies, supported by external research and an investment committee.

Geoffrey Caber is a financial advisor with Abundance Wealth Counselors, LLC, holding the Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes roles at Avail Investment Partners, Investment Research Partners, Compass Investments, Purshe Kaplan Sterling Investments, and Abundance Wealth. Abundance Wealth Counselors provides private wealth management and coordinated advisory services primarily to high-net-worth individuals and families, as well as retirement plans, businesses, estates, trusts, and charitable organizations. The firm employs a globally diversified investment approach supported by external research and an investment committee, offering services such as estate administration, private banking, and access to private investment opportunities.

Derek Varner is a CFA® charterholder and holds a Series 65 license with 10 years of industry experience. He is currently a partner at Avail Investment Partners, LLC and Investment Research Partners, LLC. Prior to his advisory roles, he spent six years at Bucknell University. Avail Investment Partners is a team-based firm comprising six advisors that provides investment advisory services.