Nathan Goebel
Advisor at AIS Planning
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
AIS Planning
Location
St. Cloud, MN 56301
Credentials
CFP®, Series 66
Industry experience
8 years
About
Nathan Goebel is a CFP® with eight years of industry experience and is an advisor at AIS Planning since 2020. His prior roles include positions at Cetera Investment Services LLC, WealthCare Inc., VOYA Financial Advisors, and Northwestern Mutual. AIS Planning is a registered investment adviser serving individuals, trusts, estates, and retirement plans with financial planning, discretionary investment management, and qualified retirement plan consulting. The firm employs a team of nine advisors and manages several hundred client relationships, implementing portfolios primarily through model strategies and sub-advisers while maintaining oversight and client communication.
Client services
Based on AIS Planning
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Based on AIS Planning
Retirement income strategy
Social Security optimization
General estate planning guidance
College savings (529s, UTMA, etc.)
Tax strategies for small businesses
Fee options
Fixed financial planning fees generally ranging from $200/month to $15,000/quarter
$0 - $1,000,000: 0.75% (3(21) Fiduciary) / 0.90% (3(38) Fiduciary) $1,000,001 - $2,500,000: 0.68% (3(21) Fiduciary) / 0.82% (3(38) Fiduciary) $2,500,001 - $5,000,000: 0.60% (3(21) Fiduciary) / 0.72% (3(38) Fiduciary) $5,000,001 - $10,000,000: 0.55% (3(21) Fiduciary) / 0.66% (3(38) Fiduciary) $10,000,001 - $25,000,000: 0.45% (3(21) Fiduciary) / 0.54% (3(38) Fiduciary) $25,000,001 - $50,000,000: 0.35% (3(21) Fiduciary) / 0.42% (3(38) Fiduciary) $50,000,001+: Negotiated
Commission-based compensation from insurance product sales by licensed insurance agents associated with the firm
Project-specific services charged at $300/hour with a minimum of $1,800
Minimum fee: Minimum annual fee requirement of $2,500 per year (waivable or negotiable) Fee-only: Fixed fees ranging from $200/month to $15,000/quarter depending on client complexity; initial onboarding fee up to $10,000 (negotiable, can be waived); project-specific fees at $300/hour with a minimum of $1,800; qualified retirement plan consulting fees with initial onboarding fee up to $1,000
Location
622 Roosevelt Road, Suite 160
St. Cloud, MN 56301
Most active in
Nathan G has reported serving >5 clients in these states in the last 12 months.
Minnesota
Work history
AIS Planning
2020 - Present (6 years)
Cetera Investment Services LLC
2019 - 2020 (1 year)
Cetera Investment Advisors LLC
2019 - 2020 (1 year)
WealthCare Inc.
2017 - 2019 (2 years)
VOYA Financial Advisors
2017 - 2019 (2 years)
Northwestern Mutual
2015 - 2017 (2 years)
St. Cloud State University
2014 - 2017 (3 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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ChFC®, Series 63
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Steven L
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James S
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Jason H
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AIS Planning
Jessica G
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St. Cloud, MN
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Teresa B
Series 65
St. Cloud, MN
AIS Planning
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