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Michael Stramara

Advisor at Cambridge Investment Research Advisors

Updated today

Location

Danville, PA 17821-0256

Credentials

Series 63, Series 65

Industry experience

22 years

About

Michael Stramara is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016 and also has ongoing roles at Cambridge Investment Research, Inc. and AIM, Inc. Outside of his advisory work, he serves as Vice President and independent insurance agent for Associated Insurance Management Inc. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory through a large network of independent financial professionals. The firm employs various investment approaches, including model portfolios and third-party strategists, with accounts managed on both discretionary and non-discretionary bases.

Client services

Based on Cambridge Investment Research Advisors

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Market timing

Expertise

Based on Cambridge Investment Research Advisors

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities

Occupation focus

Based on Cambridge Investment Research Advisors

Retired Founder/Business Owner Executive

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Fee options

Fixed

Financial Planning and Consulting flat fees generally do not exceed $25,000; Financial Wellness flat fee agreements also offered; Retirement Plan Advisory flat fees negotiated

Percentage

$0 - $100,000: up to 1.50% $100,000 - $250,000: up to 1.25% $250,000+: up to 1.00%

Commissions

Financial Professionals may receive commissions in their capacity as Registered Representatives for securities and insurance products

Project-based

Financial Planning and Consulting hourly fees generally do not exceed $500/hour; Retirement Plan Advisory and Consulting Services up to $500/hour

Other

Account minimum: $25,000 Minimum fee: Setup fee generally the lesser of 1% of assets under management or $1,000; combined setup fee and advisory fee not to exceed 3% of AUM; service fee up to $300 Fee-only: Financial Planning and Consulting fees include flat fees up to $25,000, hourly fees generally not exceeding $500/hour, asset-based fees for investment consulting

Location

974 Bloom Rd

Danville, PA 17821-0256

Most active in

Pennsylvania

Work history

Cambridge Investment Research Advisors

2016 - Present (10 years)

Cambridge Investment Research, inc

2011 - Present (15 years)

AIM, Inc.

2003 - Present (23 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting Founder/Business Owner
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Options & derivatives strategies
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General tax planning Retirement income strategy Long-term care insurance Annuities
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ChFC®, Series 63

Selinsgrove, PA

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Options & derivatives strategies
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Donald I

Series 63

Selinsgrove, PA

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Wealth management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy
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James W

Series 63, Series 66

Kulpmont, PA

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ESG / Sustainable investing
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