Cambridge Investment Research Advisors

Cambridge Investment Research Advisors, Inc. serves a broad mix of individual investors (including high‑net‑worth households), retirement plans, charitable organizations and pension/profit‑sharing plans through a large network of independent Financial Professionals and multiple account platforms such as the Cambridge Managed Account Platform, FlexMAP and WealthPort. Its advisory offerings include financial planning and consulting, ongoing discretionary and non‑discretionary portfolio management, retirement plan advisory and the recommendation or use of third‑party sub‑advisers and strategists.

Investment advice is delivered at the Financial Professional level, where advisors may construct model portfolios or individualized allocations, use third‑party strategists via CAAP®/UMA sleeves, and implement strategies through custodians such as NFS, Pershing, Schwab and Fidelity. While the firm commonly employs standard asset‑allocation and model‑based approaches, its brochure discloses that some Financial Professionals also offer market‑timing services and that accounts can be managed either discretionarily or non‑discretionarily.

Cambridge is part of a broader group that includes an affiliated broker‑dealer (Cambridge Investment Research, Inc.) and related businesses such as BridgePort Financial Solutions and BridgePort Tax, and some Financial Professionals hold additional professional licenses (e.g., CPAs or attorneys), which expand the scope of services but introduce additional conflict‑of‑interest considerations. The firm’s disclosure brochure also documents multiple SEC matters, including a January 2025 restitution and related enforcement actions, which prospective clients should consider alongside the firm’s compliance policies.