Advisor at Saltmarsh Financial Advisors, LLC
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Firm
Saltmarsh Financial Advisors, LLC
Location
Pensacola, FL 32501-3305
Credentials
CFP®, Series 63, Series 66
Industry experience
22 years
Michael Hall is a CFP® professional with 22 years of industry experience. He is currently with Saltmarsh Financial Advisors, LLC in Pensacola, FL, and has held positions at Charles Schwab Bank, SSB, Schwab Private Client Investment Advisory, Inc., and Charles Schwab & Co., Inc. since 2015. Saltmarsh Financial Advisors, LLC provides investment management and financial planning services to individuals, families, fiduciaries, pension plans, corporations, and small businesses. The firm emphasizes asset allocation based on Modern Portfolio Theory with a multi-year time horizon and utilizes a combination of passive and active investment vehicles.
Comprehensive financial planning fees typically start at $5,000 fixed fee, disclosed upfront in agreement
$500,000 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001 - $1,500,000: 1.10% $1,500,001 - $2,000,000: 1.00% $2,000,001+: 0.95%
Up to $450 per hour for financial planning and consultations; clerical fees not to exceed $250 per hour
Account minimum: $500,000 Fee-only: Financial planning fees based on hourly rate not to exceed $450 per hour; comprehensive financial plans typically start at $5,000 fixed fee; hourly consultations up to $450 per hour
900 N 12 Th Avenue
Pensacola, FL 32501-3305
Alabama · Florida · Texas
Charles Schwab Bank, SSB
2019 - Present (7 years)
Schwab Private Client Investment Advisory, Inc.
2015 - 2019 (4 years)
Charles Schwab
2015 - Present (11 years)
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Is active or affiliated with:
Accountant / CPA / tax prep
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Is not active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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