Melisa Mersini

Glenn Van Gieson is a CFP® with 32 years of industry experience and has been with Penn First Advisors since 1993. He serves as president of Penn First Indemnity Company, managing the agency and selling insurance products. Penn First Advisors provides financial planning and investment management to individual clients, focusing on cash flow, insurance, employee benefits, retirement, taxes, and estate preservation. The firm emphasizes asset allocation, diversified portfolios, tax-aware strategies, and manages client assets on a non-discretionary basis.

Ron Frazier is a CFP® professional with 18 years of experience, operating Frazier Wealth Management in Tannersville, PA. He previously worked under the Frazier Group Financial Services and managed his own advisory services since 2014. Frazier is also an Enrolled Agent and owner of EZ1040 Tax Service, providing tax preparation and tax resolution services. Frazier Wealth Management serves individuals, high-net-worth clients, businesses, foundations, charitable organizations, and trusts with wealth management, investment advisory, and financial planning services. The firm uses both fundamental and technical analysis to build portfolios managed on a non-discretionary basis, incorporating long-term holdings alongside short-term trades and option strategies.

Nicholas King is a financial advisor at Targeted Financial Planning LLC with a Series 65 designation and two years of industry experience. His prior roles include positions at TJB Wealth Management LLC, Financial Research Associates, Inc., Sei, BDO, and Pinnacle Financial Planning LLC. Targeted Financial Planning LLC provides portfolio management and financial planning services to individuals, charitable organizations, corporations, and government entities. The firm employs a range of analytical techniques and both long- and short-term strategies, managing client accounts directly with discretionary authority and requiring asset custody at SEI Private Trust Company.

Richard Welch is a financial advisor at Academy Wealth Advisers, LLC in Pocono Pines, PA, holding Series 63 and Series 65 credentials with 14 years of industry experience. He has been with Academy Wealth Advisers since 2011. Academy Wealth Advisers provides customized discretionary portfolio management and investment consulting to individuals, high-net-worth clients, trusts, estates, corporations, businesses, and institutional clients. The firm’s investment approach is based on fundamental analysis and an asset-allocation framework aimed at balancing risk and return with a long-term orientation, while allowing for shorter-term trades as needed.

John Fredrick is a ChFC®-designated financial advisor with 44 years of experience. He has worked at RockCrest Financial LLC since 2019 and previously held roles at Cypress Financial Planning and Cambridge Investment Research Advisors. RockCrest Financial is a fiduciary-registered advisory firm serving individuals, families, trusts, and select business and charitable entities. The firm provides discretionary investment management, standalone private-markets consulting focused on 1031 DSTs and Opportunity Zone investments, and comprehensive financial planning with integrated investment management under a flat-fee model.

Francis Den Dulk is a Series 65-licensed financial advisor with eight years of industry experience. He has worked at AEM Asset Management, LLC since 2020 and previously at RRBB Asset Management, LLC from 2017 to 2020. AEM Asset Management, LLC provides investment advisory services to individuals, charitable organizations, and corporations, offering discretionary portfolio management and financial planning. The firm uses a combination of third-party money managers and model portfolios across various asset classes and employs both technical and fundamental analysis tailored to client objectives.