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Kyle Overby

Advisor at Cetera

Updated today
Cetera logo

Firm

Cetera

Location

Clear Lake, WI 54005

Credentials

Series 66

Industry experience

17 years

About

Kyle Overby is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked with Avantax Advisory Services and Avantax Investment Services prior to joining Cetera in 2025. Outside of his advisory role, Overby owns a tax and accounting practice and serves as treasurer on the boards of Clear Lake Golf Club and the Dollars for Scholars nonprofit. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional services with multiple managed program options.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy

Occupation focus

Based on Cetera

Founder/Business Owner Executive Retired

Demographic focus

Based on Cetera

HENRY (High Earners, Not Rich Yet) Approaching retirement

Fee options

Fixed

Flat fees for financial planning and consulting negotiated with client

Percentage

$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)

Project-based

Hourly consulting and financial planning rates negotiated with client

Other

Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case

Location

433 3 Rd Ave

Clear Lake, WI 54005

Most active in

Wisconsin

Work history

Cetera Wealth Services, LLC

2025 - Present (1 year)

Cetera

2025 - Present (1 year)

Overby Financial Services

2025 - Present (1 year)

KSO Properties LLC

2019 - Present (7 years)

Avantax Insurance Agency, LLC

2016 - 2025 (9 years)

SKOR Land Company LLC

2015 - Present (11 years)

Avantax Advisory services

2008 - 2025 (17 years)

Avantax Investment Services, Inc.

2008 - 2025 (17 years)

Kyle D. Overby, Llc

2003 - Present (23 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Jose A

CFP®

Amery, WI

Harvest Horizon Wealth Strategies

Jose Alvarez is the founding advisor at Harvest Horizon Wealth Strategies, a fiduciary, fee‑only Registered Investment Adviser proudly veteran‑owned and based in Amery, Wisconsin. Born and raised in Wisconsin, Jose served ten years in the U.S. Army as a paratrooper and infantryman, including multiple combat deployments. In 2025, he founded the firm to break away from the brokerage world and bring structure, independence, and real-life discipline to his client's financial planning needs and lives. Harvest Horizon Wealth is structured to work with people of many different wealth backgrounds. From those who've built a very high level of net worth to those inheriting that wealth. From those who are still building their wealth to those who are expanding or starting to plan their exit from their business. Harvest Horizon Wealth Strategies strategically tailors its service - and cost - to account for the life stage, complexity, needs, and expectations of its clients. Outside of service, Jose is a husband, father, and beef rancher- rooted in Midwestern values and community. His approach combines military leadership, financial expertise, and a deep, down-to-earth connection with business, land, and legacy planning. Jose works closely with family wealth holders, wealth accumulators, ag-related business owners, and municipal reps to design customized plans that prioritize clarity today and prosperity tomorrow.

Wealth management Business ownership considerations Business Financial Management Founder/Business Owner Executive Gen X (Born 1965-1980)
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Paul K

Series 66

New Richmond, WI

T/R Financial Management Group, LLC

Equity compensation tax strategy Active portfolio management Retired
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Linda S

ChFC®, Series 63

New Richmond, WI

Alera Investment Advisors, LLC

Wealth management
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Jordan W

Series 66

Amery, WI

Great Valley Advisor Group, LLC

Wealth management Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Chad K

Series 63, Series 65

New Richmond, WI

OSAIC

Annuities Founder/Business Owner Executive Retired

Jacob H

CFP®, Series 66

New Richmond, WI

Edward Jones

General retirement planning Retirement income strategy General estate planning guidance
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