John Pratt
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
John Pratt is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Voya Financial Advisors and ownership of John Pratt Financial LLC. In addition to advisory services, he operates as an independent insurance agent. Cetera Investment Advisers serves a wide range of clients through a large network of independent advisors, offering portfolio management, financial planning, and fiduciary solutions with access to various third-party money managers and model portfolios.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
1202 Edgington
Eldora, IA 50627
Most active in
John P has reported serving >5 clients in these states in the last 12 months.
Iowa · Texas
Work history
Cetera
2023 - Present (3 years)
Cetera Wealth Services, LLC
2021 - Present (5 years)
Voya Financial Advisors, Inc.
2016 - 2021 (5 years)
Summit Financial Group Inc
2016 - 2016 (1 year)
Summit Brokerage Services, Inc.
2016 - 2016 (1 year)
VSR Financial Services Inc.
2015 - 2016 (1 year)
VSR Advisory Services
2015 - 2016 (1 year)
John Pratt Financial
2013 - 2016 (3 years)
HCSB Investment Services
2012 - Present (14 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Mary H
Series 63, Series 65
Conrad, IA
LPL Financial
Christopher S
Series 63, Series 66
Iowa Falls, IA
Cetera
Jody W
Series 66
Iowa Falls, IA
Cetera
Rachel L
CFP®, Series 66
Iowa Falls, IA
Edward Jones
Brock J
CFP®, Series 66
Iowa Falls, IA
Edward Jones
Douglas H
Series 63, Series 66
Iowa Falls, IA
Edward Jones
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