Advisor at Bay Harbor Wealth Management, LLC
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Firm
Bay Harbor Wealth Management, LLC
Location
Hunt Valley, MD 21030
Credentials
CFP®, Series 66
Industry experience
12 years
John Moran is a CFP® with 12 years of industry experience, currently serving as an advisor at Bay Harbor Wealth Management, LLC. He has worked at Bay Harbor since 2014 and has experience with Global Financial Private Capital, LLC. In addition to advisory services, Moran is involved in insurance and annuity sales. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm uses a combination of directly managed accounts and third-party managers, implementing risk-based asset allocation strategies across various investment vehicles.
Based on Bay Harbor Wealth Management, LLC
Based on Bay Harbor Wealth Management, LLC
Financial planning flat fees range from $500 to $10,000; fixed fees for management services in rare cases.
$0+: Up to 1.4% annually (maximum advisory fee for BHWM directly-managed Historical Accounts) $0+: Up to 1.25% annually (maximum advisory fee for BHWM directly-managed Newer Accounts, AssetMark managed accounts opened after June 10, 2025, and DFA managed accounts) $0+: Up to 1% annually (donor-advised fund accounts advisory fee, billed quarterly in advance) $0+: Up to 0.6% annually (DAFgiving360 administrative fee, tiered starting at 0.6%)
Certain IARs licensed to sell insurance and annuity products earn commissions for sales of insurance products; commissions are separate from advisory fees.
Financial planning and consulting services hourly fees up to $500 per hour.
Account minimum: $500,000 Minimum fee: Financial planning hourly fee up to $500 per hour; flat fees range from $500 to $10,000 Fee-only: Financial planning fees charged hourly or flat fee basis; hourly up to $500/hour, flat fees $500 to $10,000; possibility to waive financial planning fees for asset management clients.
201 International Circle, Suite 520
Hunt Valley, MD 21030
Maryland
Bay Harbor Wealth Management, Llc Ria (Iard# 294000)
2018 - Present (8 years)
Bay Harbor Insurance, Llc
2018 - Present (8 years)
Global Financial Private Capital, LLC
2014 - 2019 (5 years)
GF Investment Services, LLC
2014 - 2018 (4 years)
Bay Harbor Wealth Management, LLC
2014 - 2018 (4 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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