Advisor at NBT Capital Management, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
NBT Capital Management, Inc.
Location
Saratoga Springs, NY 12866
Credentials
Series 63, Series 65
Industry experience
8 years
John Karadenes is a financial advisor with NBT Capital Management, Inc., holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining NBT Capital Management in 2022, he worked at LPL Financial and NBT Bank since 2019, and previously spent 19 years at Fleet Bank, Bank of America, and US Trust. Outside of his advisory work, he has a side activity as a dog sitter. NBT Capital Management provides investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and qualified retirement plans. The firm employs a "Core and Explore" investment approach combining passive ETF core exposures with actively managed allocations and offers a digital advisory platform alongside personalized advisor support.
Based on NBT Capital Management, Inc.
Based on NBT Capital Management, Inc.
Flat recurring retainer fees and fixed one-time project fees may be charged depending on service
$0 - $1,000,000: 1.00% $1,000,001+: 0.75%
$200 to $250 per hour for consulting services; $50 per hour for clerical support
Account minimum: $50,000 Minimum fee: $500 minimum annual fee when applicable for traditional NBTCM clients; $2,500 minimum annual fee for Cleveland Hauswirth individual clients Fee-only: Financial planning and consulting services may be provided on an hourly basis or fixed fee basis; hourly consulting fees generally $200 to $250 per hour, clerical support $50 per hour, fees may also be negotiated fixed fees
295 Broadway
Saratoga Springs, NY 12866
New York · Texas
NBT Capital Management, Inc
2022 - Present (4 years)
LPL Financial
2019 - Present (7 years)
NBT Bank
2019 - Present (7 years)
Fleet Bank/Bank of America/US Trust
2000 - 2019 (19 years)
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Is active or affiliated with:
Bank
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Is not active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
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CFP®, Series 63
Saratoga Springs, NY
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Series 63, Series 65
Mechanicville, NY
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