Advisor at Elderado Financial, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Elderado Financial, Inc.
Location
Montrose, CO 81401
Credentials
Series 63, Series 65
Industry experience
27 years
About
Jim Elder is a seasoned fiduciary financial advisor based in Montrose, Colorado, with over 33 years of experience in wealth management. Registered with Elderado Financial, an SEC-regulated Registered Investment Advisor (RIA), Jim specializes in retirement planning, tax optimization, estate planning, and real estate investing. Over his career, he has managed $240 million in assets under management, guiding predominantly retired clients. Jim’s approach is grounded in trusted, client-centered fiduciary advice, helping individuals and families achieve financial confidence and long-term security.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Educational seminars or workshops
Expertise
Retirement income strategy
Roth conversion strategy
Business exit / sale strategy
Wealth management
Occupation focus
Retired
Founder/Business Owner
Doctor or Medical Professional
Demographic focus
Established Professionals
Approaching retirement
Baby Boomers (Born 1946-1964)
Fee options
Financial Planning Agreement fees include comprehensive or specific plans; fees due upon completion
$0 - $149,999: 1.50% $150,000 - $499,999: 1.00% $500,000 - $999,999: .85% $1,000,000 - $1,999,999: .75% $2,000,000 - $4,999,999: .70% $5,000,000 - $9,999,999: .65% $10,000,000 - $19,999,999: .60% $20,000,000+: Negotiated
Financial Planning Agreement may include hourly financial consultations; specific rates negotiated
Account minimum: $150,000 (for Asset Management Program Agreement; negotiable at advisor discretion; no minimum for Financial Planning Agreements) Fee-only: Financial Planning Retainer Agreement billed quarterly on negotiated annual retainer; Financial Planning Agreement fees due upon completion, may be hourly or flat fees
Work history
Elderado Financial, Inc.
2003 - Present (23 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Jaimee C
Verified by Warmer
CFP®, Series 63
Montrose, CO
Elderado Financial, Inc.
Jaimee Carnes, CFP®, is one of the lead advisors at ElderAdo Financial, where she works as part of a collaborative team helping individuals and families make confident, values-aligned financial decisions. Jaimee specializes in retirement planning, investment management, and guiding clients through complex life transitions with clarity and care. Known for her thoughtful, relationship-driven approach, she partners closely with clients to build practical, sustainable strategies aligned with their long-term goals. Jaimee believes effective financial planning should feel personal, empowering, and grounded in trust.
Nathan M
Verified by Warmer
Series 63, Series 65, CFP®
Montrose, CO
Elderado Financial, Inc.
Trevor H
Series 63, Series 66
Montrose, CO
Edward Jones
Daniel B
Series 66
Montrose, CO
Edward Jones
Benjamin J
Series 66
Montrose, CO
Edward Jones
Jeri M
CFP®, Series 66
Montrose, CO
Edward Jones
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