Jennifer Vargas
Advisor at SPC
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Ridgecrest, CA 93555
Credentials
ChFC®, Series 63
Industry experience
27 years
About
Jennifer Vargas is a financial advisor at SPC with 27 years of industry experience. She holds the ChFC® and Series 63 designations. Jennifer is also the owner of Q4 Insurance & Financial Services, Inc., where she has been involved for over two decades, and she provides notary public services in California. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and retirement plan services through a network of over 460 advisers, employing strategies that include discretionary management with regular monitoring and rebalancing.
Client services
Based on SPC
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Consultation services
Expertise
Based on SPC
General retirement planning
Income planning
Social Security optimization
Retirement plans for business owners (SEP, solo 401k)
Fee options
Flat fees for financial planning and retirement plan consulting, no minimum specified
$0 - $500,000: 2.50% $500,001 - $750,000: 1.75% $750,001 - $1,000,000: 1.50% $1,000,001+: 1.25%
Commissions earned by IARs acting as registered representatives on securities and insurance products
Up to $300/hour for financial planning; up to $50/hour for office staff time
Ongoing consulting services charged as flat fees up to $600/month or $1,800/quarter
Account minimum: $5,500 Minimum fee: Minimum annual program fee of $30 for SIGMA Managed Accounts Fee-only: Financial planning and consulting services charged hourly up to $300/hour; segmented plans max $750; comprehensive plans up to $10,000; ongoing consulting fees up to $600/month or $1,800/quarter
Location
720 N Norma St, Ste F
Ridgecrest, CA 93555
Most active in
Jennifer V has reported serving >5 clients in these states in the last 12 months.
California · Texas
Work history
Spc
2023 - Present (3 years)
Parkland Securities
2023 - Present (3 years)
Q4 Insurance & Financial Services, Inc.
2001 - Present (25 years)
Commonwealth Financial Network
2001 - 2023 (22 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Cheryl B
Series 66
Ridgecrest, CA
Elevated Capital Advisors, LLC
Cheryl Battung is a financial advisor at Elevated Capital Advisors, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked at several firms including Cetera Investment Advisers LLC and Summit Financial Group Inc. Outside of her advisory work, she is involved in cosmetic sales as a Mary Kay consultant and works as a food delivery driver for DoorDash. Elevated Capital Advisors, LLC serves a diverse client base including individuals, trusts, estates, retirement plans, and corporations by providing investment management and financial planning services. The firm employs a combination of fundamental, technical, and quantitative analysis alongside strategic and tactical asset allocation, delivering services through a network of independent advisors.
Alice H
Series 66
Ridgecrest, CA
Edward Jones
Justin B
CFP®, Series 66
Ridgecrest, CA
Edward Jones
Suzan H
Series 63, Series 66
Ridgecrest, CA
Edward Jones
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