SPC

SPC serves a broad mix of individual clients (including high‑net‑worth households), charitable organizations, corporations, and employer‑sponsored retirement plans through a network of over 460 investment adviser representatives and approximately $5.66 billion in assets under management. The firm offers portfolio management (SIGMA Managed Accounts, direct‑at‑fund programs and a wrap platform), financial planning and consulting, and a range of ERISA‑related retirement plan services.

SPC’s advisers develop strategies based on client suitability information and typically deliver discretionary management with periodic monitoring, rebalancing, and model‑portfolio options; clients can also request nondiscretionary arrangements or direct‑at‑fund management. For retirement plans the firm provides both ERISA §3(38) discretionary fiduciary services and nondiscretionary consulting, and it regularly works with third‑party investment managers and TPIAs in co‑advisor or promoter roles while using a custodial platform to support trading and reporting.

Compared with many large enterprise advisers, SPC’s corporate structure and service set are notable: it is under common ownership with affiliated broker‑dealers and insurance agencies and permits associated persons and affiliates to provide non‑fiduciary retirement services (such as record‑keeping and TPA functions), a relationship profile akin to affiliation with a pension consultant that is less common among peers. The firm also documents formal succession protocols for adviser transitions, maintains promoter/co‑advisor arrangements with third‑party managers, and discloses the compliance controls and conflict‑mitigation practices it applies to those arrangements.