Jana Lockhart

Sean Morgan is a financial advisor with Spelts Wealth Management, Inc., holding a Series 65 credential and one year of industry experience. He has worked at Spelts Wealth Management since 2024 and previously spent four years with InvestorKeep. Morgan also serves as an adjunct professor at California State University, Chico, a position he has held since 2005, and is a board member of Column National Association. Spelts Wealth Management provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary and non-discretionary portfolio management, ERISA plan consulting, and operates its own wrap fee program, employing a range of investment strategies including fundamental and technical analysis, options, and alternative investments.

Justin Waller is a CFP® and holds a Series 66 license, with 25 years of experience in the financial services industry. He is the sole advisor at Waller Financial Coaching, an independent firm he has led since 2014. Waller serves on the board of the Marshall Family Foundation as a volunteer. Waller Financial Coaching is a California-registered independent advisory firm providing discretionary investment management, comprehensive financial planning, and ancillary services including tax preparation. The firm serves individuals, corporate entities, and pension/profit-sharing plans, managing approximately $73 million in discretionary assets through a combination of passive and active investment strategies.

Randall Stone is the principal of Randall Stone Financial and holds a Series 66 designation with 18 years of industry experience. He has worked at Bean Counting Firm, Inc. since 2022 and founded Randall Stone Financial in 2007. Outside of his financial advisory work, he serves as an adjunct professor and is involved in real estate development as a director of development for a separate business entity. Randall Stone Financial provides investment consulting, portfolio management, financial and estate planning, real estate investment advisory, and tax-preparation services to pooled investment vehicles, institutional investors, charitable institutions, and select individuals. The firm employs cyclical, fundamental, and technical analysis with strategic and tactical asset allocation tailored to client objectives, while also maintaining a registered tax-preparation practice and offering real estate development advisory.

Justin Liska is the sole advisor at JML Investments LLC, an independent advisory firm based in Chico, CA. He holds a Series 65 designation and has six years of industry experience, including five years as a self-employed professional prior to founding JML Investments in 2019. Outside of advisory work, he manages a residential duplex property. JML Investments LLC provides investment consulting services primarily to individual clients with smaller investable balances, offering one-time portfolio analyses and ongoing consulting without managing assets or taking custody. The firm uses a value-oriented fundamental approach combined with technical analysis, focusing on long-term value stocks, large-cap index funds, ETFs, and diversified holdings, while leaving trade execution decisions to clients.

Michael O'Donnell is a CFP® with 22 years of industry experience. He is the managing member of The O'Donnell Group and has worked at Chico Wealth LLC since 2012. He previously worked at Purshe Kaplan Sterling Investments from 2012 to 2018. O'Donnell serves on the board of the Enloe Foundation, assisting with hospital fundraising activities. The O'Donnell Group provides discretionary investment supervisory services and financial planning primarily for high-net-worth individuals and pension/retirement plans. The firm’s investment approach is based on Modern Portfolio Theory and factor-based analysis, managing accounts on a discretionary basis with quarterly reviews and a focus on long-term strategies.

Gannon Agnew is a financial advisor at Murray Financial Services, Inc. based in Chico, CA. He holds a Series 65 designation and has been with the firm since 2023. Outside of his advisory role, he has experience working with Almendra Winery & Distillery and has been involved with educational institutions including UC Berkeley and local schools. Murray Financial Services provides discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, corporations, non-profits, and employee benefit plans. The firm emphasizes asset allocation using mutual funds, primarily Dimensional Funds, and manages accounts on a discretionary basis with a focus on tax-efficient strategies.