Jacob Rothman

John Buerger is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Altus Wealth Solutions since 2004. He is also the business manager and 50% owner of Accents, a retail business in Atascadero, CA, and operates a one-person life insurance agency, Buerger Insurance Solutions. Altus Wealth Solutions is a virtual independent advisory providing financial planning, investment management, business consulting, and pension consulting to a diverse client base including individuals, trusts, charitable organizations, small businesses, and institutional entities. The firm offers passive and tactical investment strategies tailored to client risk profiles and manages approximately $5.2 million in assets across 26 accounts.

Nelson Kobata is the principal of Kobata Financial in Atascadero, CA, holding CFP® and Series 63 designations with 31 years of industry experience. He has worked at LPL Financial since 1998 and founded Kobata Financial in 2008. Outside of his advisory work, he occasionally sells sports tickets for games he cannot attend. Kobata Financial provides comprehensive and modular financial planning and general investment advice to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm uses an analytical approach combining fundamental and technical security analysis with asset-allocation principles based on Modern Portfolio Theory to create written financial plans and recommendations.

John Kirkgard is the sole advisor at J. Dyhr Capital in Paso Robles, CA, holding Series 63 and Series 65 licenses with two years of industry experience. He has been associated with J. Dyhr Capital since 2000 and has worked concurrently at The Territory Ahead since 1990. J. Dyhr Capital provides ongoing investment supervisory services and incidental financial planning to individuals, trusts, estates, charitable organizations, businesses, and pension plans. The firm manages portfolios on a non-discretionary basis using an asset-allocation framework based on Modern Portfolio Theory, combining fundamental and technical analysis primarily through no-load mutual funds, index funds, and ETFs.

Heidi Barber is a financial advisor at De Mayo Financial with 26 years of industry experience. She holds a Series 63 designation and has been associated with Royal Alliance Associates, INC. since 1990. De Mayo Financial provides financial recommendations, consultation, and portfolio management primarily for individual clients, focusing on aligning clients with third-party investment management companies rather than trading individual securities. The firm serves a small client base and operates without direct custody of client funds or trading discretion.