Nelson Kobata

John Buerger is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Altus Wealth Solutions since 2004. He is also the business manager and 50% owner of Accents, a retail business in Atascadero, CA, and operates a one-person life insurance agency, Buerger Insurance Solutions. Altus Wealth Solutions is a virtual independent advisory providing financial planning, investment management, business consulting, and pension consulting to a diverse client base including individuals, trusts, charitable organizations, small businesses, and institutional entities. The firm offers passive and tactical investment strategies tailored to client risk profiles and manages approximately $5.2 million in assets across 26 accounts.

John Kirkgard is the sole advisor at J. Dyhr Capital in Paso Robles, CA, holding Series 63 and Series 65 licenses with two years of industry experience. He has been associated with J. Dyhr Capital since 2000 and has worked concurrently at The Territory Ahead since 1990. J. Dyhr Capital provides ongoing investment supervisory services and incidental financial planning to individuals, trusts, estates, charitable organizations, businesses, and pension plans. The firm manages portfolios on a non-discretionary basis using an asset-allocation framework based on Modern Portfolio Theory, combining fundamental and technical analysis primarily through no-load mutual funds, index funds, and ETFs.

Heidi Barber is a financial advisor at De Mayo Financial with 26 years of industry experience. She holds a Series 63 designation and has been associated with Royal Alliance Associates, INC. since 1990. De Mayo Financial provides financial recommendations, consultation, and portfolio management primarily for individual clients, focusing on aligning clients with third-party investment management companies rather than trading individual securities. The firm serves a small client base and operates without direct custody of client funds or trading discretion.

Kaitlin Hewell is a CFP® professional with 21 years of industry experience. She is the principal advisor at Hewell Financial Group, Inc. and has previously worked at firms including Securities America, Inc. and Financial Focus LLC. Outside of financial advising, she is also an insurance agent and operates a short-term Airbnb rental. Hewell Financial Group, Inc. provides discretionary asset management and comprehensive financial planning to individuals, high net worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm tailors investment programs to client goals and uses a combination of fundamental, technical, cyclical, and charting analyses, implementing portfolios directly or through third-party strategists on the AssetMark platform.