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Gregory Nicholas

Advisor at Cetera

Updated today

Location

Elkton, VA 22827

Credentials

Series 63, Series 65

Industry experience

4 years

About

Gregory Nicholas is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, he serves as Payroll and Accounting Manager at Massanutten Financial Services Inc., a small firm providing tax, payroll, and bookkeeping services, and is Assistant Treasurer for Portering the Glory International, where he assists with church financial administration. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers various portfolio management, financial planning, and fiduciary solutions, utilizing a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed programs.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy

Occupation focus

Based on Cetera

Founder/Business Owner Executive Retired

Demographic focus

Based on Cetera

HENRY (High Earners, Not Rich Yet) Approaching retirement

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Fee options

Fixed

Flat fees for financial planning and consulting negotiated with client

Percentage

$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)

Project-based

Hourly consulting and financial planning rates negotiated with client

Other

Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case

Location

101 Warren Street

Elkton, VA 22827

Most active in

Virginia

Work history

Cetera Wealth Services, LLC

2025 - Present (1 year)

Cetera

2025 - Present (1 year)

Avantax Advisory Services

2023 - 2025 (2 years)

Avantax Investment Services, INC.

2022 - 2025 (3 years)

Massanutten Financial Services Inc.

2021 - Present (5 years)

Dynamic Aviation

2019 - 2021 (2 years)

Pittman's Tree & Landscaping

2019 - 2019 (1 year)

Nicholas Simulation Services

2014 - 2019 (5 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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