Advisor at First Financial Advisory Services Inc
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Firm
First Financial Advisory Services Inc
Location
Westerly, RI 02891
Credentials
Series 63
Industry experience
43 years
Geraldine Cunningham is a financial advisor with First Financial Advisory Services Inc. She holds a Series 63 designation and has 43 years of industry experience. Her work history includes roles at Cetera Advisors LLC and First Allied Securities, Inc. She is a member of the Estate Planning Council of Rhode Island and serves as a FINRA arbitration arbitrator. First Financial Advisory Services, Inc. provides portfolio management and financial planning to individual investors, families, and small businesses, managing approximately $250 million in client assets. The firm employs a value-oriented, long-term investment approach that combines strategic and tactical asset allocation with fundamental analysis when appropriate.
Based on First Financial Advisory Services Inc
Based on First Financial Advisory Services Inc
Fixed fee up to $5,000 annually for broad-based financial planning; Financial Orientation service $500 annually plus $250 for Scorecard Expansion Pack
$0 - $500,000: 1.5% annually $500,001 - $1,000,000: 1.25% annually $1,000,001 - $2,000,000: 1.0% annually $2,000,001+: Negotiable
Commissions with minimum per-transaction fee of $65; Custodian handling charge $7.50 + $1.50 for paper confirmations
Typically $150 per hour for specific financial planning or consulting services
Financial Orientation service $500 annually; may be split into two $250 payments
Account minimum: $25,000 Fee-only: Fixed fees up to $5,000 annually; Hourly fees typically $150/hour; Monthly and annual fees negotiable
85 Beach Street, P.O. Box 1968
Westerly, RI 02891
Connecticut · Massachusetts · Pennsylvania · Rhode Island · Texas · Virginia
Cetera ADVISORS LLC
2022 - Present (4 years)
First Financial Advisory Services, Inc.
2004 - Present (22 years)
Geraldine B. Cunningham & Associates
1996 - Present (30 years)
First Allied Securities,Inc
1991 - Present (35 years)
First Allied Securities, INC.
1989 - 2022 (33 years)
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Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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First Financial Advisory Services Inc
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