Advisor at United Capital Financial Advisors
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
United Capital Financial Advisors
Location
Essex, CT
Credentials
Series 63, Series 65
Industry experience
43 years
Geoffrey Paul is a financial advisor with United Capital Financial Advisors, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and UBS Financial Services. Outside of advising, he is co-owner of the Griswold Inn in Essex, CT, and serves as president of the Paul Foundation, a nonprofit organization. United Capital Financial Advisors provides financial planning and investment management to a diverse client base including individuals, corporations, retirement plans, and charitable organizations. The firm manages accounts primarily on a discretionary basis using asset-allocation models and offers portfolio customization along with access to third-party managers and alternative investments.
Based on United Capital Financial Advisors
Based on United Capital Financial Advisors
Financial Planning fees can be negotiated as flat fees, ranging typically from $2,500 to $55,000 per year.
$0 - $500,000: 1.50% $500,000 - $2,000,000: 1.25% $2,000,000 - $5,000,000: 1.15% $5,000,000 - $10,000,000: 1.00% $10,000,000+: 0.85%
Commissions received on insurance products and variable annuities sold through affiliated broker-dealer and insurance agencies; commissions vary by product and arrangement.
Hourly fees historically ranged from $200 to $500 per hour for Financial Planning services (prior to March 31, 2020).
Account minimum: $500,000 Fee-only: Financial Planning fees typically between $2,500 and $55,000 per year, paid quarterly in advance; fees negotiated and can be higher or lower; prior to March 31, 2020, some clients paid hourly fees between $200 and $500 per hour.
Essex, CT
California · Connecticut · Texas
United Capital Financial Advisors, Llc
2025 - Present (1 year)
Morgan Stanley Private Bank, N.A.
2016 - 2025 (9 years)
Morgan Stanley Smith Barney LlC
2016 - 2025 (9 years)
UBS Financial Services
2008 - 2016 (8 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Trust company
They provide trust and estate administration services, typically for separate fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Real estate agent
They facilitate real estate transactions and may earn commissions.
CFA®, Series 63, Series 65
Madison, CT
Sursum Financial LLC
Series 63, Series 65
Essex, CT
Brae Head, Inc.
Series 63, Series 65
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Wax Asset Management LLC
CFA®, Series 63
Chester, CT
DAK Financial Services, LLC
CFP®, Series 65
Guilford, CT
Real Financial Planning, LLC
CFP®, Series 63
Madison, CT
East Guilford Financial Services LLC
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