Advisor at First Citizens Investor Services, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
First Citizens Investor Services, Inc.
Location
Lincolnton, NC 28092
Credentials
Series 63, Series 66
Industry experience
18 years
Frances Pumphrey is a financial advisor with First Citizens Investor Services, Inc., holding Series 63 and Series 66 licenses and 18 years of industry experience. She has been with First Citizens Investor Services and its affiliated entities since 2007. Outside of advising, she is a singer in a bluegrass gospel group called Kay Family and Friends. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and businesses. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, utilizing fundamental, quantitative, and technical analysis, and offers tax-aware services and automated model portfolios.
Based on First Citizens Investor Services, Inc.
Based on First Citizens Investor Services, Inc.
$0 - $100,000: 1.30% advisory fee + 0% - 0.55% portfolio manager fee + 0% - 0.053% tax aware services = 1.30% - 1.903% total fee range $100,001 - $250,000: 1.20% advisory fee + 0% - 0.55% portfolio manager fee + 0% - 0.053% tax aware services = 1.20% - 1.803% total fee range $250,001 - $500,000: 1.05% advisory fee + 0% - 0.55% portfolio manager fee + 0% - 0.053% tax aware services = 1.05% - 1.653% total fee range $500,001 - $1,000,000: 0.90% advisory fee + 0% - 0.55% portfolio manager fee + 0% - 0.053% tax aware services = 0.90% - 1.503% total fee range $1,000,001+: 0.85% advisory fee + 0% - 0.55% portfolio manager fee + 0% - 0.053% tax aware services = 0.85% - 1.453% total fee range
Commissions earned on insurance and brokerage products; conflicts of interest disclosed.
Account minimum: $25,000 Fee-only: Financial planning services offered complimentary; complex plans may incur negotiable fees via First Citizens Bank.
425 E. Main Street
Lincolnton, NC 28092
North Carolina
First Citizens Investor Services
2016 - Present (10 years)
First Citizens investor Services
2007 - 2016 (9 years)
First Citizens Bank and Trust
2007 - 2016 (9 years)
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Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63
Lincolnton, NC
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CFP®, Series 63, Series 65
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Series 63, Series 65
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Credit Union Investment Services
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