Derek Layman
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Derek Layman is a financial advisor with Cetera, holding the CFP® designation and Series 66 license, with 14 years of industry experience. He has worked with Cetera since 2015 and also operates Layman Financial. Outside of his advisory work, he serves as a pastor at Christ Community Church and is vice chairperson of the board of Lake Christian Ministries. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers portfolio management, financial planning, fiduciary solutions, and access to third-party managers, combining retirement and fiduciary services with a broad institutional platform.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
310 South Main Street
Rocky Mount, VA 24151
Most active in
Derek L has reported serving >5 clients in these states in the last 12 months.
Virginia
Work history
DHL Holdings
2025 - Present (1 year)
Cetera
2023 - Present (3 years)
Layman Financial
2015 - Present (11 years)
Cetera Wealth Services, LLC
2015 - Present (11 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Carlos A
Series 65
Gelndale, AZ
Alvarado & Associates, LLC
Jon D
ChFC®, Series 63
Hardy, VA
Lombard Advisers Incorporated
Christene M
Series 63, Series 66
Rocky Mount, VA
OSAIC Institutions, INC.
Emily Y
Series 66
Lane Rocky Mount, VA
Truist Advisory Services
Christopher W
ChFC®, Series 63, Series 65
Boones Mill, VA
Cetera
Amy S
Series 63, Series 66
Hardy, VA
Edward Jones
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