Dale Hearn

Richard Welch is a financial advisor at Academy Wealth Advisers, LLC in Pocono Pines, PA, holding Series 63 and Series 65 credentials with 14 years of industry experience. He has been with Academy Wealth Advisers since 2011. Academy Wealth Advisers provides customized discretionary portfolio management and investment consulting to individuals, high-net-worth clients, trusts, estates, corporations, businesses, and institutional clients. The firm’s investment approach is based on fundamental analysis and an asset-allocation framework aimed at balancing risk and return with a long-term orientation, while allowing for shorter-term trades as needed.

Michael Hirthler is a financial advisor with Jacobi Capital Management, LLC in Wilkes Barre, PA, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Jacobi Capital Management since 2008 and has also worked at LPL Financial, LLC (formerly LINSCO/Private Ledger Corp.) since 1993. Jacobi Capital Management advises individual, institutional, and retirement clients on a limited discretionary basis, offering financial planning and consulting alongside portfolio management. The firm employs a “fusion” investment approach combining finance, engineering, psychology, and history, and utilizes both algorithmic programs and hands-on oversight within defined risk parameters.

James Di Gesu is a financial advisor at Belpointe Asset Management LLC with 14 years of industry experience. He holds the PFS™ and Series 63 designations and has worked at Belpointe since 2019. Outside of his advisory role, he is involved in tax preparation through a separate business, AM TAX PLANNING. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations, offering discretionary investment management, financial planning, and retirement plan consulting. The firm uses customized portfolios and a range of investment strategies tailored to client objectives, supported by a network of advisors and affiliated businesses.

Eric Kumar is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to his financial services career, he served four years in the United States Army. Kumar also recruits and trains insurance agents and provides retirement-related sales and service. Bankers Life Advisory Services, Inc. offers discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment approach includes customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis to guide security selection and portfolio management.

Peter Butera is a financial advisor with Janney Montgomery Scott who holds Series 63 and Series 65 licenses and has 39 years of industry experience. His prior firms include Bank of America and Merrill Lynch. He serves on the finance and budget committee of the Westmoreland Club and is involved in mentoring business students at the University of Scranton and Kings College, as well as participating on several nonprofit boards in the Wilkes-Barre and Scranton areas. Janney Montgomery Scott is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm supports over 1,200 advisors and offers a range of services including portfolio management, financial planning, retirement plan consulting, and brokerage for individuals, high-net-worth clients, corporations, charities, and institutions.

Tracy Smithnosky is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Merrill from 2015 to 2021 before joining Janney in 2021. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions with a range of services including portfolio management, financial planning, and retirement plan advisory, utilizing a multi-channel investment platform that incorporates third-party managers, model-based strategies, and in-house portfolio management.