Advisor at OSAIC Institutions, INC.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
OSAIC Institutions, INC.
Location
Seymour, CT 06483
Credentials
Series 63, Series 66
Industry experience
26 years
Cynthia Giovacchino is a financial advisor at OSAIC Institutions, INC. with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at LPL Financial and Webster Bank. Outside of her advisory role, she manages several rental properties. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through a variety of advisory and brokerage services. The firm offers customized financial planning, ERISA plan services, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.
Based on OSAIC Institutions, INC.
Fixed or flat fees for financial planning and consulting services up to $25,000 or more for high net worth individuals.
$0+: Up to 2.50%, negotiable (maximum advisory fee) for customized advisory services $0+: Up to 1.25% for ERISA plan services, negotiable $10,000+: Minimum for AMP wrap fee program $5,500+: Minimum for UMA wrap fee program
Commissions earned by IARs when selling securities or insurance products as broker-dealer representatives; may receive trail fees and other compensation.
Hourly fees generally range from $50 to $750 per hour for financial planning and consulting services.
Minimum fee: Fixed or flat fees for financial planning and consulting services generally range up to $25,000, can exceed for high net worth individuals; hourly fees generally range from $50 - $750 per hour, not exceeding $25,000 annually. Fee-only: Financial planning and consulting services offered for fixed fees or hourly charges; no commissions charged for these advisory services.
6 Ray Street
Seymour, CT 06483
Connecticut
Osaic Institutions, Inc.
2023 - Present (3 years)
LPL Financial
2011 - 2023 (12 years)
Webster Bank
1986 - 2023 (37 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
CFP®, CFA®, Series 63, Series 65
Newtown, CT
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Series 63, Series 66
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CFA®, Series 63, Series 65
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Blakely Harbor Advisors, LLC
Series 63, Series 65
Branford, CT
Worrell Advisory Services
PFS™
Newtown, CT
Riskin Wealth Management, LLC
Series 63, Series 65
Branford, CT
B.P. Walsh and Co., LLC
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