Advisor at Red Clover Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Red Clover Wealth Management, LLC
Location
Salem, MA
Credentials
CFP®, Series 63, Series 66
Industry experience
14 years
Kathleen Cote is a CFP® professional with 14 years of experience in financial planning and wealth management. She currently serves as the sole advisor at Red Clover Wealth Management, LLC, a firm she re-established in 2025 following previous roles at related entities dating back to 2012. Red Clover Wealth Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and small businesses. The firm manages approximately $30.1 million in client assets across about 65 client relationships, offering customized portfolios and integrated planning without broker-dealer affiliations or soft-dollar arrangements.
Based on Red Clover Wealth Management, LLC
Comprehensive Financial Planning: $400 per month (fixed fee)
$0 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.75% annually $3,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.35% annually
$400 per hour for hourly financial planning
Fee-only: Hourly Financial Planning: $400 per hour; Comprehensive Financial Planning: $400 per month (fixed fee)
Salem, MA
Massachusetts · Virginia
Red Clover Wealth Management, LLC
2025 - Present (1 year)
Apforia/Clear Insight Wealth Management, LLC (DBA)
2024 - 2025 (1 year)
Apforia/Clear Insight Wealth Management, LLC (DBA)
2024 - 2025 (1 year)
Red Clover Financial Planning, LLC
2019 - 2024 (5 years)
Cote Financial Planning, LLC
2016 - 2017 (1 year)
Cote Financial Planning
2012 - 2016 (4 years)
Red Clover Financial Planning (Sole Proprietorship)
2012 - 2019 (7 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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