Advisor at PAX Financial Group
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
PAX Financial Group
Location
San Antonio, TX 78232
Credentials
CFP®, Series 63, Series 65
Industry experience
25 years
Charles Garcia Jr. is a CFP® professional with 25 years of industry experience, currently serving at PAX Financial Group since 2019. His prior roles include positions at USAA Financial Advisors, Inc. and Usaa Investment Management Company. Outside of his advisory work, he is a writer of fictional manuscripts, a CFP Board Certified Instructor teaching ethics courses, and serves on the finance committee of Trinity Presbyterian Church, volunteers with Team Rubicon, and is a board member and treasurer for I Care San Antonio. PAX Financial Group advises individuals, high-net-worth clients, small businesses, and corporations, providing investment management, financial planning, retirement plan consulting, and a Business PIVOT exit-planning service. The firm emphasizes diversified, long-term portfolios based on traditional academic investment theories and offers conservative and Christian values-based ETF options.
Based on PAX Financial Group
Based on PAX Financial Group
Business PIVOT Planning fee: $7,500 fixed fee
$0 - $199,999: 1.50% $200,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000 - $2,999,999: 0.80% $3,000,000 - $3,999,999: 0.70% $4,000,000 - $4,999,999: 0.60% $5,000,000+: 0.50%
Commission-based compensation for insurance products sold by IARs as licensed insurance agents
Financial planning services charged at $500.00 per hour for limited projects
Fee-only: Financial planning: $500/hour; Business PIVOT Planning: $7,500 fixed fee; Qualified Retirement Plan Consulting: individually negotiated fees
270 North Loop 1604 East, Suite 200
San Antonio, TX 78232
Texas
Pax Financial Group
2019 - Present (7 years)
Usaa Investment Management Company
2018 - 2019 (1 year)
Alamo House Publishing, LLC
2016 - 2023 (7 years)
United Services Automobile Association
2014 - 2019 (5 years)
USAA Financial Advisors, Inc.
2010 - 2018 (8 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63
San Antonio, TX
The Legacy Collaborative, Inc.
CFP®, Series 66
San Antonio, TX
Kapela
CFP®, Series 63
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Carr Consulting P.A.
Series 63, Series 65
San Antonio, TX
Trellisent Investments
CFP®
Fair Oaks Ranch, TX
Fair Oaks Financial LLC
Fair Oaks Financial LLC was founded in 2020 and began operations in 2021 amid the COVID-19 Virus era. Many changes were taking place and people were reevaluating their lives in the face of the pandemic. Suddenly life took on different priorities and meaning and one did not know if they would be affected and to what extent. This brought to attention many overlooked items, that people were waiting to get around to, and brought them to the forefront. Questions like "if something were to happen to me, am I prepared?" My goal is to help you prepare for an uncertain future. There are many things that can be done to reduce anxiety in these stressful times. As a Fiduciary Advisor, I will be working with you to develop a plan that is customized to address your needs and desires. Being a Fiduciary means acting in your best interest. I enjoy helping people make sense of a complex set of choices, objectively weighing the pros and cons, and making informed decisions consistent with their long-term goals. I have been working in the investment business for more than 25 years. I have seen complexity keep people from making the decisions needed to accomplish their goals. I enjoy helping explain things in a way that makes sense. Warren Buffet says "investing is simple, it's just not easy." Having a guide on your journey to help make decisions that will impact your future is not only important but essential. We all need objective advice, void of conflicts, to help us make wise decisions.
Series 63, Series 65
San Antonio, TX
Portafolio Capital Management
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