Blake Kral
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Blake Kral is a financial advisor with Cetera, holding a Series 66 credential and one year of industry experience. He has worked with Cetera and Cetera Wealth Services since 2024 and is also associated with North Star Resource Group. Outside of financial advising, he owns Optimum Docks, a business specializing in the installation and removal of docks, and serves as an elected board member of the Brainerd Chamber of Commerce. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing advisor-managed accounts, model portfolios, and third-party solutions to meet client needs.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
31095 Bergquist Drive
Pequot Lakes, MN 56472
Most active in
Blake K has reported serving >5 clients in these states in the last 12 months.
Minnesota
Work history
NORTH STAR RESOURCE GROUP
2025 - Present (1 year)
Cetera
2024 - Present (2 years)
Cetera Wealth Services, LLC
2024 - Present (2 years)
Optimum Docks
2021 - Present (5 years)
Brookings Powersports
2017 - 2019 (2 years)
Mies Outland of St Cloud
2016 - 2024 (8 years)
South Dakota State University
2015 - 2019 (4 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Robert F
Series 65
Crosslake, MN
Parsonex Advisory Services, Inc.
Diane R
Series 63
Pequot Lakes, MN
Independent Financial Group, LLC
Steven H
CFP®, ChFC®, Series 63
Pine River, MN
Cetera
Richard K
Series 65, Series 66
Edina, MN
Merrill
Richard Kleber is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1998. He specializes in investment planning and portfolio management, providing both traditional financial advice and discretionary management of personalized or defined strategies. His expertise encompasses a broad range of client focus areas including college education planning, corporate executive services, family wealth management strategies, philanthropic planning, and socially responsible investing. Richard earned a Bachelor's degree in Mathematics from St. Olaf College, where he was active in athletics, participating in basketball and track. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond his professional work, he has been involved with Rotary International and serves on the board of the International Hearing Foundation, reflecting his commitment to community service. Residing in Edina, Minnesota, Richard lives with his wife Elizabeth and has three grown children. His personal interests include traveling, golfing, basketball, football, and enjoying cultural activities. He has also contributed to community organizations such as Africa Classroom Connection and the International Hearing Foundation.
Gail B
Series 63, Series 65
Cape Coral, FL
Robert Baird & Co.
Marcy W
Series 66
Nisswa, MN
Edward Jones
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")