Advisor at Heritage Financial LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Heritage Financial LLC
Location
Gainesville, VA 20155
Credentials
Series 65
Industry experience
1 year
Andrew Downey is a financial advisor at Heritage Financial LLC with one year of industry experience. He holds a Series 65 designation and has prior work history in education with Prince William County Public Schools and Culpeper County Public Schools. Heritage Financial LLC provides investment management and financial planning services to individuals, families, trusts, charitable organizations, small businesses, and corporations. The firm uses a LifeMap Discovery process to develop customized plans and employs a core-and-satellite portfolio approach, often utilizing independent third-party advisers for model implementation.
Based on Heritage Financial LLC
Based on Heritage Financial LLC
Based on Heritage Financial LLC
Financial planning fixed fees range from $1,000 to $20,000, negotiable and case-by-case.
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.40% $1,000,001 - $2,500,000: 1.00% $2,500,001 - $10,000,000: 0.50% $10,000,001+: 0.30%
Insurance products sold by one IAR receive customary commissions; HF receives compensation from American Funds ranging from 0.25% to 0.75% on assets invested.
Financial planning hourly rate of $475 per hour, at discretion of HF.
Fee-only: Financial planning fees range from $1,000 to $20,000 (fixed fee basis) or $475 per hour (hourly basis). Fees are negotiable.
7001 Heritage Village Plaza, Suite 190
Gainesville, VA 20155
Texas · Virginia
Heritage Financial, LLC
2024 - Present (2 years)
Prince William County Public Schools
2019 - 2024 (5 years)
Culpeper County Public Schools
2018 - 2019 (1 year)
Bloomin' Genius
2017 - 2018 (1 year)
Rolling Rock Club
2016 - 2018 (2 years)
The University of Pittsburgh-Johnstown
2014 - 2018 (4 years)
University of Pittsburgh-Johnstown
2014 - 2018 (4 years)
Derry Area Community Pool
2014 - 2016 (2 years)
Mastrorocco's Market
2014 - 2016 (2 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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