Zynergy Retirement Planning

Grace Gallagher is a financial advisor at Zynergy Retirement Planning in Red Bank, NJ, holding a Series 65 designation with two years of industry experience. Prior to joining Zynergy, she worked at Endless SUP Company and had a brief employment period from 2022 to 2023. Zynergy Retirement Planning serves individuals and couples at or near retirement, offering fee-only financial planning and discretionary investment management focused on retirement goals. The firm employs a passive, index-centric investment approach using low-cost funds and integrates multi-level tax services, managing approximately $152 million across several hundred accounts with a small advisory team.

Matthew Perri is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Zynergy Retirement Planning with two years of industry experience. His prior roles include positions at Stifel Independent Advisors, LPL Enterprise, The Prudential Insurance Company of America, and City National Bank. Zynergy Retirement Planning serves individuals and couples at or near retirement, offering fee-only financial planning and discretionary investment management focused on retirement goals. The firm employs a passive, index-centric investment approach using low-cost, diversified portfolios and integrates multi-level tax services into its advisory offerings.

Ryan Zacharczyk is a CFP® professional with 17 years of experience in financial planning. He has been with Zynergy Retirement Planning since 2007, where he serves as one of three advisors. Zynergy Retirement Planning works with individuals and couples at or near retirement, offering fee-only financial planning and discretionary investment management tailored to retirement goals. The firm employs a passive, index-focused investment approach and integrates multi-level tax services into its advisory offerings.

Zane Belcak is a financial advisor at Zynergy Retirement Planning with one year of industry experience. He holds a Series 65 designation and has been with Zynergy Retirement Planning since 2024. Outside of his advisory role, he has an ongoing affiliation with Monmouth University since 2014. Zynergy Retirement Planning serves individuals and couples at or near retirement, offering fee-only financial planning and discretionary investment management focused on retirement goals. The firm employs a passive, index-centric investment approach and integrates multi-level tax services into its advisory offerings.

Michela Zacharczyk is a financial advisor at Zynergy Retirement Planning in Red Bank, NJ, holding a Series 65 designation with two years of industry experience. She has been with Zynergy Retirement Planning since 2014. Zynergy Retirement Planning serves individuals and couples at or near retirement, offering fee-only financial planning and discretionary investment management focused on retirement goals. The firm employs a passive, index-centric investment approach using low-cost, diversified portfolios and integrates multi-level tax services into its advisory offerings.