Ziarnick Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Ziarnick Financial, LLC is a state-registered investment adviser formed in 2012 that currently operates primarily as a solicitor for Austin Wealth Management and as a life insurance agent. The firm reports no active advisory accounts, does not take custody of client funds, and discloses that its compensation is derived from life insurance sales and solicitor fees.
The brochure describes a top-down investment process that uses fundamental, quantitative, charting, and cyclical analysis and that can implement portfolios using ETFs, mutual funds, and individual securities with tactical allocation shifts. Those analytical methods are documented and the firm notes use of third‑party data (Interactive Brokers) for analysis, but it currently does not exercise investment discretion over client assets.
Noteworthy aspects relative to peers include the firm’s reliance on non‑advisory revenue rather than percentage‑of‑AUM fees and its explicit affiliation with insurance distribution, both of which are atypical for investment-manager firms. The firm also discloses that its principal spends the majority of time on related bookkeeping and consulting activities and maintains additional non‑investment licenses, indicating a business model centered on soliciting and insurance services rather than active pooled-vehicle management.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Life insurance needs analysis
Fee options
Fees and compensation are received only from the sale of life insurance policies and solicitor fees from Austin Wealth Management LLC.
Main office location
Ziarnick Financial LLC
Wimberley TX, United States
Number of offices
1
Most active in
Ziarnick Financial LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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