Zermatt Wealth Partners

Zermatt Wealth Partners serves individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses with personalized investment supervisory services and wealth‑related consultations. The firm provides both discretionary and non‑discretionary asset management, participant advice for 401(k) plans, and limited hourly or flat‑fee planning engagements while operating as a fee‑only adviser that does not act as custodian of client assets.

The firm’s investment process emphasizes individualized, globally diversified asset allocation and portfolio monitoring, using third‑party research and an investment policy statement to align portfolios with clients’ objectives and risk tolerance. Zermatt generally manages accounts on a discretionary basis, may manage participant accounts or recommend IRA rollovers, and documents suitability and conflicts when making retirement plan recommendations.

Noteworthy operational features include its corporate affiliations: Zermatt is owned or controlled through related entities (including Zermatt Holdings, LLC and WFA San Diego, LLC) and also operates under the d/b/a WFA Wealth Managers, with common members on the entities’ boards of managers. The firm routinely uses technology and managed‑account platforms and sub‑advisors for implementation, and it leaves proxy‑voting authority with clients rather than voting proxies on their behalf.