Zenith Advisory Group, LLC

Zenith Advisory Group provides advisory services primarily to individual and high‑net‑worth clients, including ongoing portfolio management, financial planning, and retirement plan advisory services for plan sponsors and participants. The firm prepares an Investment Policy Statement for each client and may engage sub‑advisors/TAMPs to implement solutions.

The firm’s investment approach references modern portfolio theory and a long‑term trading orientation, with client goals, time horizon, and documented risk tolerances driving asset selection and periodic review (at least annually). Zenith seeks discretionary trading authority for managed accounts, delivers one‑time financial plans, and participates in enrollment meetings and periodic workshops for retirement plans.

Distinctive aspects disclosed in the brochure include affiliations with an accounting practice and with affiliated insurance entities whose licensed representatives may offer insurance products (with disclosed conflicts of interest), as well as the firm’s provision of educational seminars and workshops for clients and plan participants. Zenith typically uses negotiated fixed portfolio management fees (the brochure cites a $500–$25,000 range) rather than a standard percentage‑of‑AUM schedule, describes advance fee collection and prorated refunds, and recently transitioned to SEC registration.