Zeniki Wealth

The firm provides portfolio management and comprehensive financial planning to individual clients, including retirees and pre-retirees, high‑net‑worth individuals, business owners, and medical professionals. Services include creation of an Investment Policy Statement, asset allocation, investment selection, and ongoing portfolio monitoring, with planning offered on a one‑time or continual basis.

The firm’s investment process combines fundamental, quantitative and qualitative analysis with Modern Portfolio Theory and a predominantly long‑term buy‑and‑hold trading approach, and it documents risk tolerance and objectives in an Investment Policy Statement. Although the firm will request discretionary authority, it also provides non‑discretionary management at a client’s election — an operational choice the brochure notes can limit participation in block trading and may affect execution for non‑discretionary accounts.

Noteworthy aspects include the principal’s professional credentials (CFA charterholder and CPA) and prior institutional and family‑office experience, and the firm’s stated policy to allocate limited opportunities (such as IPOs) fairly among clients. The brochure also states the adviser generally limits recommendations to publicly traded U.S. investments (while reserving the ability to recommend non‑public securities for suitable clients), uses Charles Schwab as custodian, and may receive broker‑provided research or services.