Zappitelli Financial Services

Zappitelli Financial Services provides investment management and brokerage services primarily for pooled and institutional clients — the brochure lists corporate pension and profit-sharing plans, foundations, endowments, registered mutual funds, private investment funds, trust programs, sovereign and foreign funds — and also offers tax preparation and financial planning services to individuals and institutions. The firm discloses tax preparation is offered in conjunction with an affiliated accounting practice, reflecting an integrated tax and retirement planning capability.

The firm’s investment process uses charting, fundamental, technical and cyclical analysis and implements long and short positions as well as option strategies, including covered and uncovered option writing, with an explicit acknowledgement of investment risk. It operates on a commission-based brokerage model rather than a typical percentage-of-assets advisory fee, does not take custody of client assets, and does not exercise discretionary trading authority.

Noteworthy features include an affiliation with a broker-dealer and the adviser’s insurance licensure, which enable the firm to provide brokerage and insurance products alongside advisory and tax services — arrangements the brochure says are managed under a written Code of Ethics to address potential conflicts. The firm also states it does not accept soft-dollar benefits, monitors employee trading and maintains cybersecurity programs, and reports that it implements trade allocation and pre-clearance procedures for employee and affiliated account trading.