Your Richest Life

Your Richest Life provides financial planning and investment advisory services to individuals — including high-net-worth clients — and to employer-sponsored retirement plans and their participants. Offerings include comprehensive ongoing, flat-fee, and hourly financial planning, investment management, and qualified retirement plan consulting, including services delivered as a 3(21) fiduciary.

The firm’s investment approach emphasizes passive, asset-allocation-based portfolios built with index mutual funds and ETFs to pursue lower internal costs, tax efficiency, and limited turnover; accounts may be managed on a discretionary or non‑discretionary basis according to client agreements. Clients receive ongoing monitoring and periodic reviews as part of the planning relationship, and the firm integrates participant education into its plan consulting work.

What is distinctive for a supported firm of this size is the regular provision of group educational workshops and fee-based participant presentations (workshop fees are disclosed at $200 per hour) alongside one-on-one planning services. The brochure also notes operational practices that differ from many peers — the firm generally executes client trades separately rather than blocking trades and does not produce firm-generated written reports for investment management clients, relying on custodial statements instead — and its principal holds CFP® certification.