Your Money Coach Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
The firm’s brochure describes consulting and financial planning services for individuals and families, including high-net-worth clients across life stages. Services include investment portfolio review and monitoring plus planning on cash flow, debt, insurance, retirement, tax, estate, and college funding.
Engagements are delivered as project-based financial plans or consults and, when investment advice is provided, follow a long-term, passive buy-and-hold approach that emphasizes diversified, low-cost stock and bond mutual funds with periodic rebalancing. The firm gathers client data and a risk-tolerance questionnaire to recommend asset allocations and specific investments, but it does not provide discretionary portfolio management and generally leaves implementation to the client unless other arrangements are made.
The brochure discloses a recent regulatory disciplinary event (a fine for a late filing) and emphasizes charging hourly or fixed fees rather than the percentage-of‑AUM model common among investment managers. The principal’s status as a registered representative affiliated with a broker‑dealer (LPL Financial) limits execution to that firm and may result in commission or 12b‑1 compensation, a potential conflict the firm discloses; the firm also does not take custody of client assets or vote proxies on clients’ behalf.
Client services
Financial planning
Consulting services
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Debt management
Fee options
Fixed fees for consulting services as negotiated with client.
Commissions received from LPL Financial affiliates for brokerage, insurance sales, and 12b-1 fees.
Hourly consulting rate up to $200 per hour.
Fee-only: Consulting services provided on hourly basis up to $200/hour, or fixed fee basis as negotiated.
Main office location
Your Money Coach Financial Services
Moorpark CA, United States
Number of offices
1
Most active in
Your Money Coach Financial Services has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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