Young Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$21,907,844
Clients
72
6% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
72
Very HighAverage account size
$304,276
About
Young Financial Services serves individual investors (including high‑net‑worth clients) and qualified retirement plans, offering discretionary asset management and ERISA plan services for 401(k), 403(b), pension, profit‑sharing, cash balance and deferred compensation plans. The firm also sponsors a wrap‑fee program that consolidates investment management and transaction services into a single billing arrangement.
The firm’s advice is grounded in client‑specific investment policies and risk tolerances and relies on fundamental and cyclical analysis to construct portfolios; accounts are typically managed on a discretionary basis with periodic (generally quarterly) reviews and reporting. For plan clients the firm assists with investment policy development, participant education and group enrollment meetings, and may act as a limited‑scope ERISA 3(21) fiduciary to advise on plan investment options.
What distinguishes this firm from many peers is its role as a wrap‑fee program sponsor and its explicit pension consulting/ERISA services, both of which are less common among independent advisers. The firm’s principal also maintains a licensed insurance practice and may offer insurance products for which customary commissions are received (a disclosed potential conflict), and the firm generally leaves proxy voting to clients while providing voting recommendations on request.
Client services
Portfolio management
Pension consulting
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Fee options
Fees for ERISA Plan Services may be charged as a flat fee; specific amounts not stated.
Main office location
Young Financial Services
Jupiter FL, United States
Number of offices
1
Most active in
Young Financial Services has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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