YLP Financial, LLC

YLP Financial, LLC offers ongoing portfolio management and investment policy development primarily for individual and high‑net‑worth clients and charges asset‑based advisory fees. The firm sets an account minimum of $500,000 (subject to waiver) but reported no discretionary or non‑discretionary assets under management as of December 2025, indicating few or no active client accounts.

The firm’s investment process combines fundamental analysis, modern portfolio theory and technical analysis and employs long‑term strategies alongside options trading (including covered, uncovered and spread positions). Recommendations are generally limited to mutual funds, equities, fixed‑income, real estate funds, annuities, ETFs (including precious‑metal ETFs), TIPS and private placements; the firm seeks discretionary trading authority and provides quarterly account reviews.

Distinctive features include a single‑adviser operating model with the principal engaged in separate outside businesses that may offer accredited clients private co‑investment or M&A advisory opportunities, a relationship the brochure discloses as a potential conflict of interest. YLP Financial also requires clients to use a specific custodian (Charles Schwab), accepts certain soft‑dollar/institutional services from that custodian, does not aggregate block trades for multiple accounts, and uses riskier instruments such as uncovered options and private placements, which together set its operational and risk profile apart from many peers that manage pooled or institutional assets.