YIN Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
2
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
2
Very LowAverage account size
$0
About
Yin Financial Planning is a fee-only financial planning firm led by a single advisor that provides comprehensive and limited-scope planning to individuals and families, addressing taxes, cash flow, retirement, investment allocation, security selection, estate, insurance, education, and employee benefits. The firm does not sell commissioned products, does not act as a custodian, and does not provide investment management services.
The advisor develops recommendations that commonly include no-load mutual funds, ETFs, U.S. government securities and bonds, but clients retain responsibility for implementing those recommendations since the firm does not execute trades or manage client accounts and reports no assets under management. Compensation is structured as fixed or flat fees for planning engagements rather than as a percentage of assets, and clients receive periodic reviews and scheduled meetings under comprehensive engagements.
Distinctive features include an affiliation with a separate tax preparation and consulting business operated by the firm’s sole advisor, who discloses the potential conflict of interest and allocates a material portion of time to that activity; clients are free to use other tax providers. The practice is unusually small—one advisor with a very limited client roster—and the advisor holds multiple professional credentials (CPA, CFP®, PFS) and ACP membership, indicating a tax-integrated, fee-only planning focus for clients with more complex financial needs.
Client services
Financial planning
Expertise
General tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Limited Scope Financial Planning flat fees from $750 to $7,500
Fee-only: Comprehensive Financial Planning annual fixed fee ranging from $2,500 to $10,000; Limited Scope flat fees ranging from $750 to $7,500
Main office location
YIN Financial Planning
Millburn NJ, United States
Number of offices
1
Most active in
YIN Financial Planning has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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