YFP Wealth

Your Financial Pharmacist was started in 2015 with a primary mission to help pharmacy professionals on their path towards achieving financial freedom. Through his experience of paying off $200,000 in debt, Tim Ulbrich, PharmD (YFP CEO) quickly learned that many pharmacists were struggling with mounds of student loan debt and a feeling of being overwhelmed and living paycheck-to-paycheck despite having a six-figure income. This led him to create the Your Financial Pharmacist blog in 2015 to encourage a community of pharmacists and pharmacy students to live a life free of financial stressors. In 2017, Tim teamed up with Tim Church PharmD (YFP CMO), to co-author Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth and he then eventually joined the team. Around that time, Tim Ulbrich met Tim Baker, CERTIFIED FINANCIAL PLANNER™ (YFP COO...that's me!), who had been serving pharmacists by providing fee-only financial planning services. Together they created the Your Financial Pharmacist Podcast in July 2017, which now has over a quarter-million downloads. In 2019, all three Tims joined forces merging the blog, podcast, book and financial planning firm under the Your Financial Pharmacist brand. The Tims also speak to pharmacy school and organization across the country and YFP is a strategic partner with the American Pharmacists Association (APhA).

Kimberly Bolton is a financial advisor at YFP Wealth with five years of industry experience. She holds a Series 65 designation and has worked at Your Financial Pharmacist since 2020. Prior to that, she was affiliated with The University of Alabama from 2016 to 2020. YFP Wealth serves individuals, families, high-net-worth clients, and business entities with financial planning, investment management, retirement plan consulting, and life planning. The firm emphasizes client education through seminars, authored content, and an online community, and primarily employs a passive investment approach using index funds and ETFs.

Ituoghirisic Igoni is a financial advisor with YFP Wealth and holds a Series 65 designation. Igoni has experience working at Your Financial Pharmacist Planning, LLC and CLF Asset Management, as well as background in healthcare with Flora Homecare, LLC. YFP Wealth serves individuals, families, high-net-worth clients, and business entities with financial planning, investment management, retirement plan consulting, and life planning. The firm emphasizes education and community engagement, offering seminars, authored content, and an online membership community alongside its primarily passive investment approach.

Angel Melgoza is a CFP®-certified financial advisor with 11 years of industry experience, currently serving at YFP Wealth. His prior roles include positions at Origin Financial, Your Richest Life, LPL Financial, Lone Star National Bank, MyLife Financial, LLC, and Financial Life Advisors, LLC. YFP Wealth serves individuals, families, high-net-worth clients, and businesses with comprehensive financial planning, investment management, and retirement plan consulting. The firm emphasizes passive investment strategies and client education through seminars, published content, and a nonprofit focused on the pharmacy profession.