Yes Life Financial

Yes Life LLC provides portfolio management and comprehensive financial planning services to individual clients through one‑on‑one investment management and virtual financial planning engagements. The firm implements client plans by developing investment policy statements, assisting with outside managers, and recommending the Betterment for Advisors platform for model and custodied portfolios.

The firm primarily practices passive investment management, assembling portfolios from low‑cost index mutual funds and ETFs while using fundamental, technical, and cyclical analyses as part of its investment analysis. Account supervision is driven by client objectives and investment policy statements, with periodic reviews and the option for discretionary trading when clients grant authority.

Distinctive features include a structured, subscription‑style virtual coaching service and self‑paced group education courses—priced and presented as general financial education rather than individualized advice—which the brochure identifies as separate, revenue‑generating offerings. The firm also limits custody to fee debiting, relies on third‑party platforms and outside managers instead of in‑house HNW advisory services, and operates with a small advisory team, indicating a focus on scalable, retail‑oriented delivery.