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Ydream Financial Services, Inc.

Updated today

Total assets under management

$128,096,359

Total clients

125

37% high-net worth

Total advisors

1

of 1 employees

Firm size

Independent

1 advisor

Average clients per advisor

125

Average account size

$1,024,771

About

YDream Financial Services is an SEC‑registered independent advisory firm that serves individuals (both high‑net‑worth and non‑high‑net‑worth), small business owners, corporate executives and employees, as well as institutional clients such as pension and profit‑sharing plans, trusts, estates, and charitable organizations. The firm offers personalized financial planning and ongoing investment management, managing approximately $128 million in discretionary assets across several hundred accounts.

The firm follows a financial‑planning‑led process that emphasizes long‑term passive strategies for meeting durable goals and shorter‑term passive approaches when clients have near‑term liquidity needs, while drawing on fundamental, technical and cyclical analysis as appropriate. It may employ hedging, options or tax‑loss harvesting in specific situations, typically manages accounts on a discretionary basis, and conducts regular reviews at least quarterly with the ability for clients to impose restrictions.

What is noteworthy relative to many independent solo advisors is the breadth of client types reported—the brochure lists pension/profit‑sharing plans, charitable organizations and corporate clients alongside individual households—which is less common for firms of this category. The firm also integrates income‑tax planning and optional tax return services through a related tax/accounting practice and requires an initial one‑year commitment to advisory services, practices that influence its onboarding and ongoing engagement.

Client services

Financial planning Portfolio management

Expertise

Cash flow / budgeting Debt management Tax-loss harvesting

Occupation focus

Founder/Business Owner

Fee options

Fixed

Flat fees quoted for personal financial planning advisory services based on expected hours

Percentage

$0 - $1,000,000: 0.25% per quarter $1,000,001 - $2,000,000: 0.20% per quarter $2,000,001+: 0.15% per quarter

Project-based

Hourly rates range from $275 to $475 depending on complexity

Other

Minimum fee: Minimum quarterly fee of $1,500 payable in advance; $6,000 minimum financial planning engagement with $3,000 minimum prepayment Fee-only: Investment advisory fees and financial planning fees; no commissions received by firm

Main office location

Ydream Financial Services, Inc.

Canton MI, United States

Number of offices

1

Most active in

Michigan · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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