Ydream Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$128,096,359
Total clients
125
37% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
125
Average account size
$1,024,771
About
YDream Financial Services is an SEC‑registered independent advisory firm that serves individuals (both high‑net‑worth and non‑high‑net‑worth), small business owners, corporate executives and employees, as well as institutional clients such as pension and profit‑sharing plans, trusts, estates, and charitable organizations. The firm offers personalized financial planning and ongoing investment management, managing approximately $128 million in discretionary assets across several hundred accounts.
The firm follows a financial‑planning‑led process that emphasizes long‑term passive strategies for meeting durable goals and shorter‑term passive approaches when clients have near‑term liquidity needs, while drawing on fundamental, technical and cyclical analysis as appropriate. It may employ hedging, options or tax‑loss harvesting in specific situations, typically manages accounts on a discretionary basis, and conducts regular reviews at least quarterly with the ability for clients to impose restrictions.
What is noteworthy relative to many independent solo advisors is the breadth of client types reported—the brochure lists pension/profit‑sharing plans, charitable organizations and corporate clients alongside individual households—which is less common for firms of this category. The firm also integrates income‑tax planning and optional tax return services through a related tax/accounting practice and requires an initial one‑year commitment to advisory services, practices that influence its onboarding and ongoing engagement.
Client services
Expertise
Occupation focus
Fee options
Flat fees quoted for personal financial planning advisory services based on expected hours
$0 - $1,000,000: 0.25% per quarter $1,000,001 - $2,000,000: 0.20% per quarter $2,000,001+: 0.15% per quarter
Hourly rates range from $275 to $475 depending on complexity
Minimum fee: Minimum quarterly fee of $1,500 payable in advance; $6,000 minimum financial planning engagement with $3,000 minimum prepayment Fee-only: Investment advisory fees and financial planning fees; no commissions received by firm
Main office location
Ydream Financial Services, Inc.
Canton MI, United States
Number of offices
1
Most active in
Michigan · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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