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XLM Capital Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$96,537,974
Total clients
24
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
24
Average account size
$4,022,416
About
XLM Capital Management provides discretionary and non‑discretionary investment advice to high‑net‑worth individuals, estates, and businesses, overseeing approximately $96.5 million in discretionary client assets as of December 31, 2025. Services cover portfolio construction and ongoing management across individual equities, equity and index options, fixed income, exchange‑traded funds and cash equivalents.
The firm tailors portfolios through client discussions and a risk‑tolerance questionnaire and bases security selection on economic, fundamental and valuation analysis informed by company filings and macroeconomic conditions. XLM emphasizes individual equity investing — typically limiting portfolios to about thirty securities — and employs active strategies including long‑ and short‑term purchases, trading, covered‑call writing, margin transactions and short sales.
Distinctive features include a client roster concentrated among high‑net‑worth individuals rather than non‑HNW retail clients, and a deliberate preference for direct individual securities and options over mutual funds, which can lead to more concentrated holdings and potentially higher turnover. The firm also does not aggregate trades across client accounts and does not provide regular periodic reports, instead delivering reports on request or when material changes occur.
Client services
Portfolio management
Expertise
Active portfolio management
Options & derivatives strategies
Fee options
$25,000 - $50,000: 1.75% $50,001 - $500,000: $875 + 1.375% above $50,000 $500,001 - $2,000,000: $7,062 + 1.00% above $500,000 $2,000,001 - $4,000,000: $22,062 + 0.75% above $2,000,000 $4,000,001+: $37,062 + 0.50% above $4,000,000
Account minimum: $25,000 Fee-only: Investment advice fees paid quarterly and in advance; no commissions or performance fees.
Main office location
XLM Capital Management
7444 Dexter Ann Arbor Road, Suite L
Dexter MI 48130, United States
Number of offices
2
Most active in
XLM Capital Management has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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