X Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$228,610,000
Total clients
659
8% high-net worth
Total advisors
3
of 5 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
220
Average account size
$346,904
About
X Advisors, LLC provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, estates, corporations, and employer-sponsored retirement plans. The firm offers asset management, written financial plans, wealth-management coordination (estate, insurance, and tax‑related referrals), defined contribution plan advisory and participant education, and standalone consultation services.
Portfolios are tailored to individual goals and may include individual stocks, bonds, ETFs, mutual funds, options, and alternative investments, with ongoing monitoring and rebalancing; the brochure notes use of approaches such as hub‑and‑spoke indexing alongside active strategies. While the firm generally seeks discretionary authority for portfolio management, it also explicitly provides non‑discretionary advisory services for defined contribution plans and related participant education.
Distinctive features in the brochure include broker‑dealer activity and third‑party affiliations: certain firm representatives are registered representatives of a broker‑dealer and may accept commissions for securities and insurance products, which the firm discloses as a conflict of interest. The firm reports regulatory assets under management of $189,928,226 as of December 2024 and operates with a small advisory team across multiple offices, and it discloses relationships with a custodian that provide research and service benefits to the firm.
Client services
Expertise
Fee options
Financial planning services charged on a flat fee basis up to $10,000; consultation fees may be flat fees negotiated case-by-case
$0+: up to 2.50% annually (maximum) for Asset Management Services Not specified - Not specified: 0.40% to 0.50% annually for Defined Contribution Plan Services
Commission-based compensation for securities sales and insurance products by representatives who are registered representatives or insurance agents
Consultation services hourly rate typically $400-$500 per hour
Fee-only: Financial Planning Services charged as flat fees up to $10,000; consultation fees typically $400-$500 per hour or negotiable flat fee
Main office location
X Advisors, LLC
2646 Santa Maria Way, Suite 104
Santa Maria CA 93455, United States
Number of offices
5
Most active in
California · Colorado · Maryland · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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